In order to help you start arranging things to come to your retirement prepared, we have summarised 5 crucial factors that affect your old age pension calculations.

The introduced amendments in the normative documents of the investment funds ABLV Global Corporate USD Bond Fund and ABLV Emerging Markets Corporate USD Bond Fund refer to the changes in the name of the investment funds. In addition, information about risks, information about remuneration policy of the Managing Company is updated, as well as links to the Managing Company’s website are changed and other editorial corrections are made.

Retiring before due time is a very important decision that will directly affect your retirement days, therefore you should consider all the factors that can have any impact on the amount of pension and the procedure of disbursement of it.

Both merging funds ceased to exist on March 13, 2023 without liquidation. As a result of the merger the investors of each merging fund have become the investors of the receiving fund.

Latvian pension system consists of three pillars. In the first two pillars, the money is being automatically deducted from your taxable income, while in the third pillar it is your free choice to make contributions to it on your own.

The Management Company proposes merger of the mutual funds with the aim of providing wider investment opportunities for the investors and optimizing the administration process. As a result of the merger the investors will be able to benefit from more efficient management, better diversification and wider investment opportunities which is inherent for the mutual fund with a large amount of assets.

Hereby we inform you that Bank of Latvia registered the amendments to the prospectus, regulations and basic information for investors of the investment fund ABLV High Yield CIS USD Bond Fund on 18 January 2023.

We have collected the key criteria to help you in making the wise choice regarding the second pillar pension plan that is best for You.

In order to help you navigate through this issue, we have gathered the key factors you should keep in mind upon long-term employment and living in another member-state and accumulating your old-age pension capital.

Approaching this age, you might start to think, when is the best time to retire? It is an important decision that will directly affect the rest of your life, so you should consider all the factors that your pension amount and disbursement procedure depend on.

Even though saving for pension is being widely discussed and explained, yet there still are many misconceptions in the society about what share of your pension will all three pension pillars constitute. In this article we will try to dispel some of these myths.

Over the years your pension savings, there could be thousands of euros accrued in all three pillars. The less you pay attention to those accruals, the more likely you will receive a lower pension in your old days than you could had you known some tips and tricks.