Integrum Asset Management IPAS informs investors in whose possession are shares of mutual funds managed by Integrum Asset Management IPAS (hereinafter - investors) that the Investor review process is ongoing and invites Investors to contact Integrum Asset Management IPAS to submit information and documents in person for initiation of the compliance review of investor.

Integrum Asset Management IPAS informs that the merging process of the mutual fund ABLV European Corporate EUR Bond Fund, ISIN LV0000400810 (hereinafter – Merging fund) and the mutual fund’s Integrum Global Bond Fund (previous name – ABLV Emerging Markets Bond Fund) subfund Integrum Global EUR Bond Fund, ISIN LV0000400349 (hereinafter – Receiving fund) has been completed.

Please note that due to Latvian regulator’s, Financial and Capital Market Commission, decision on 12.12.2022 to suspend the provision of Baltic International Bank SE financial services, starting from 13.12.2022 applications for redemption of investment certificates received by Integrum Asset Management IPAS from investors whose certificates are held in Baltic International Bank SE will not be accepted for execution.

Starting from 01.12.2022 restrictions on transactions with ABLV High Yield CIS USD Bond Fund (hereinafter - the Fund) investment certificates are abolished.

Integrum Asset Management IPAS (hereinafter – Management Company) informs that with the aim of providing wider investment opportunities for the investors and optimizing the administration process it has decided to add the mutual fund ABLV European Corporate EUR Bond Fund (hereinafter – Merging fund) to the mutual fund’s Integrum Global Bond Fund (previous name – ABLV Emerging Markets Bond Fund) subfund Integrum Global EUR Bond Fund (hereinafter – Receiving fund).

Hereby we inform you that Financial and Capital Market Commission registered the amendments to the prospectus, regulations and basic information for investors of the investment fund ABLV Multi-Asset Total Return USD Fund on 9 November 2022.

Unlike an employee, whose social insurance contributions are made by the employer, the self-employed need to do those themselves. A part of those contributions goes to old-age pension accruals. How much is it and will it be enough for your retirement days, we will find out in this article.

Hereby we inform you that Financial and Capital Market Commission registered the amendments to the prospectus, regulations and basic information for investors of the investment fund ABLV Emerging Markets Bond Fund on 3 October 2022.

Everyone wants to have a comfortable life in retirement, but only a few make savings every month, because daily expenses always seem to be more important in the moment and the retirement seems to be too far to be bothered.

Speaking about 2nd pillar pension, a question often arises with people, if their pension capital is safe – where it is kept and who is supervising it.

If you are more than 8 years away from your retirement age, it is highly likely that you will go through at least one more economic downfall, which will affect your 2nd pillar pension capital at that time. Especially, if a major part of it was invested in stock.

In response to the Russia's destabilizing actions in Ukraine, the European Union and the US OFAC have imposed new sanctions on Russia in unprecedented scale, including targeting the Russian credit institutions and making it difficult or impossible to perform the settlement transactions with the respective credit institutions. As a result of the imposed sanctions, also the transactions with and settlement of the financial instruments issued by the Russian issuers are not executed or are restricted, because the financial market participants, including within the European Union, have set restrictions on trading with the respective financial instruments.